Secured Loan: Least Cost & Maximum Loan Amount Understand a basic concept of lending-the higher the risk associated with the loan, the costlier the loan would be, and the lower the risk associated with the loan, the cheaper the loan would be. In a secured loan, lender has least risk of loosing his money and... 

Vince Cable warned that the Labour government’s target of extending higher education to 50% of the population is likely to be scrapped. Photograph: Handout/Getty Images The government signalled the biggest shakeup of Britain’s universities in a generation today, with a blueprint... 

Peter Hendy: ‘as experienced as anybody can be when it comes to handling transport in London’. Photograph: Graham Turner for the Guardian Readers from Manchester, Leeds and Glasgow look away now. Instead of reading this article they would be better off drafting a letter to the transport... 

India has 600 million mobile phone users. Photograph: Jayanta Shaw/Reuters/Corbis Tens of millions of Indian mobile-phone users could gain a gateway to the internet through a cloud-based service developed by Hewlett-Packard’s research division in the country. HP Labs’ SiteOnMobile... 

Nick Herbert entered into a civil partnership with his long-term partner Jason Eades last year. Photograph: Eamonn Mccabe Nick Herbert, Britain’s most senior gay minister, will tomorrow attend Europe’s largest gay pride celebration in Warsaw in an attempt by the Tories to encourage...